Don’t Miss Out on $4.2 Billion in Unearned Points – Register for Frequent Flier Programs

After being very surprised to find that I was the only passenger of four seated around me to be participating in the Skymiles Frequent Flyer program on a recent Delta flight, I decided to take a very unsophisticated approach to estimating the total number of Frequent Flyer miles that go unearned by ambivalent passengers.

The AAdvantage program by American Airlines was the first airline loyalty program

I’ve told you about my high school government teacher who paid for new running shoes by picking up pennies as he ran… not willing to overlook even the slightest presentation of value.  But these are not pennies these people are missing out on – they’re dollars.  Big dollars.

The Airline Data Project by MIT says that US Domestic Airlines (I’m limiting the scope) fly somewhere between 650 and 750 billion seat miles each year – we’ll use 700 billion.  The load factor over the recent future hovers around 80% (up from 70% in the 90s), so really there are only passengers in about 560 billion of those seat miles.

Despite my anecdotal measure above, everything I can find says that somewhere around 54% of passengers are participants in the loyalty programs – startling is the fact that a small fraction of those don’t register their FF # when flying (I know, I gagged, too).

Let’s say, then, that 50% of those occupied seat miles go without earning Frequent Flyer rewards… that means that 280 billion loyalty points go unearned every year. With a tear in my eye, I’m calculating the value at a rate of 1.5 cents per mile (probably underestimated), and finding that roughly $4.2 billion in free travel benefits are overlooked by people unwilling to give their name, address, email, and phone number to the airline in a 30 second online registration.

The silver lining in this non-scientific appraisal is that those of us who wouldn’t dare let a single mile slip by will reap the benefits from the unbelievers.  There’s no way the airline companies (or the credit card offerers, for that matter) could be nearly as generous as they are if 100% of us were bloodthirsty point-mongers like those of you who wanderlust with us.

If you find yourself in the shameful camp of having traveled without earning miles, let me give you just a bit of advice – first, inquire about the possibility of re-acquiring miles which you might have earned earlier this year.  Most programs have a method for you to go back and recapture them if you were in the program but didn’t give them your number.  Oh, what’s that you say? You weren’t in the program? You didn’t have 30 seconds and an internet connection? Ughh… I’m sorry.

There is NO reason not to register for at least the major US carriers.  You’re going to want to go to our Using Air Miles Page – which is not exhaustive, but will get you started in getting registered for each program.

If you took a flight without getting miles and weren’t registered for the program, maybe you’d like to get them back by scoring some free bonus miles when you get the Gold Delta Skymiles Card and meet the minimum spending requirement.

Gold Delta SkyMiles®

Gold Delta Skymiles up to 30,000 Skymiles


 

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What is TSA Pre-Check?

Taken directly from www.tsa.gov, here’s their description of the program:

TSA Pre✓™ is a pre-screening initiative that makes risk assessments on passengers who voluntarily participate prior to their arrival at the airport checkpoint.

TSA Pre✓™ includes U.S. citizens who are members of existing Customs and Border Protection (CBP) Trusted Traveler programs including Global Entry, NEXUS, and SENTRI programs as well as eligible airline frequent travelers.

If TSA determines a passenger is eligible for expedited screening, information is embedded in the barcode of the passenger’s boarding pass. TSA reads the barcode at designated checkpoints and the passenger may be referred to a lane where they will undergo expedited screening, which could include no longer removing the following items:

  • Shoes
  • 3-1-1 compliant bag from carry-on
  • Laptop from bag
  • Light outerwear/jacket
  • Belt

In addition, passengers 12 and younger are allowed through TSA Pre✓™ lanes with eligible passengers.

TSA Pre-Check is not available in all airports yet

On my recent return flight from Tampa, I was invited to go through the new “TSA Pre-Check” security line – presumably because I’ve wrangled my way to Gold Medallion Status with Delta and I fly fairly often.  I had gotten to the airport with plenty of time and it’s not like the lines were atrocious, but it felt like a nice benefit nonetheless.

I was whisked to a conveyor belt where I simply placed my bag and emptied my pockets.  I walked through the magnetometer and grabbed my belongings.  It was a little like being time warped to a pre-9/11 world!  I didn’t have to take my belt off. I left my shoes on.  My vulnerably naked picture wasn’t transmitted into a dark room for someone to analyze.  My laptop stayed right where it was and if I had dared to bring a 3.1 oz tube of toothpaste not in a plastic bag, they’d have shrugged it off all the same.

Yes, this is encouraging.  For the record, I’m not one to complain about airport security measures.  I’d fly naked if it guaranteed my security… of course I am a bit of a nudist.  But it has gotten a little ridiculous in a world where my 5 and 7 year-old boys have to remove and re-tie their shoes – something that consumes far too much time when minutes are often at a premium.

Combine this little perk with a complimentary upgrade to First Class on a three-hour flight, SkyPriority Baggage tags that ensure that my luggage is free and among the first to come rolling out, and I feel a little like a celebrity.

Posted in Delta, Travel Tricks | Tagged , , , | 3 Comments

How to Get More for Your Credit Card Annual Fee

Somehow it has been a year since my wife applied for the Starwood Preferred Guest® Credit Card from American Express.  My Google calendar reminded me it was time to for the credit card annual fee.

I wanted to avoid paying the $65 annual fee for the card so I called American Express to see if they would waive my annual fee.


Here’s how the call went:

Me:          I would like to cancel this card please
CR Rep: Let me go over the wonderful features of this card.
Me:          (Thinking) I probably know more about this card than he does.
CR Rep: Bla Bla Bla Review….Are you still sure that you’d like to cancel the card?
Me:          Yeah, I already have this card and don’t want to have to pay the annual fee on               my card and my wife’s card.
CR Rep: That is understandable. What if I were to entice you to keep the card by    offering 2000 Starpoints? Would that make you keep the card?
Me:          Could you do 3000 points? That would get me one free night at a category 2 hotel.
CR Rep: I see you know quite a bit about the card. I’m sorry, 2000 is the best I can do.
Me:          Alright. Let’s do it.

I know that 2000 Starpoints isn’t super sexy, but it is better than nothing.

I also remembered that the American Express Small Business Saturday is coming up again in November.  That means that I’ll get $25 back from them, so I see the 2000 Starpoints as worth more than $40, which made it worth it for me to keep the card for my wife.

A few tips to remember when it comes to credit card annual fees:

  • Mark your calendars right now for each of the cards that you have.  Make sure you plan on calling to cancel before the fee is due.
  • If you do plan on keeping the card, call anyway to see if they will give you any type of credit card maintenance bonus just like my wife got.
  • Remember that your relationship with the credit card companies is important.  Don’t do anything that might them put a “black mark” on your account.
  • You want to keep your “average length of credit history” as long as possible.  For this reason it might be worth keeping a credit card to make sure that your credit has a great foundation.

What other credit card annual fee tips do you have?  What experiences have you had lately with your annual fees?  Share them in the comments.

Get your own Starwood Preferred Guest Credit Card by American Express and score up to 25,000 Bonus Starpoints for your next vacation. Using our links help us to continue to provide you with this useful information.

Posted in American Express, Credit Advice, Credit Cards | Tagged , , , , | 6 Comments

New Virgin America Credit Card

Barclaycard, which is a lesser known bank issues credit cards for the US Airways Mastercard, and they also issue the Virgin America Credit Card.  This card is making its way to the table by upping its bonus.  Currently the card offers these benefits:

  • For a Limited Time Only: Earn up to 25,000 bonus points on qualifying transactions
  • Enjoy 3 Points per $1 on Virgin America purchases
  • Earn 1 Point per $1 spent everywhere else
  • Low Intro rate on balance transfers for the first 15 months after account opening
  • $150 off a companion ticket every year
  • No blackout dates on any seat, at any time for reward flights
  • Please see terms and conditions for complete details

20,000 of the points come from the first purchase and the extra 5,000 will come if you do a balance transfer within the first 30 days of having the card. Because I’m from Idaho, and our nearest servicing airport is Las Vegas, it appears as though I won’t be applying for this card anytime soon. The 25,000 miles will actually stretch pretty far. You can search if your city has a servicing airport and see where Virgin America flies by searching on their Elevate Redemption Award Chart.

This is a sample redemption from Virgin America from Las Vegas to Manchester, UK. I’m shocked at the amount that they charge for taxes and surcharges, so watch out for those when booking award tickets with this airline.

 

Also, keep in mind that Chase is asking us to remove the Marriott links early on Monday. They’ve done this before, so it is possible that they are just doing this to ramp up the offer, but you never know what will happen. The fact is that the offers can expire at any moment, so be aware that it might go away on Monday.

Posted in Credit Cards | Tagged , , , , , | 2 Comments

How to Make $135 by Taking a Cruise Vacation

Dinner Date on The Norwegian Spirit

I know.  You clicked on this article because the title was too utterly intriguing to pass up – a little bit like the “one weird trick” that will turn your flab into washboard abs – though I can guarantee that the content won’t be disappointing.

You see, we’re building an army of wanderlusters – and when we hear things like “I’d love to travel, I just can’t afford it…” we gag.  We wince.  We wonder – why won’t you wanderlust with us?  We put a new spin on travel – a spin that replaces “I can’t afford it” with “how can I afford it?”

Dinner Menu – Order two if you’d like

Now, onto the content.  You came here because you like luxury.  You’ve been on a cruiseship and you long for mouthwatering buffet tables, cost-worry-free fine dining, high-class entertainment, and attentive service. Or perhaps you’ve never indulged, but the idea has you excited. It should.

Now, a couple seemingly unrelated questions: Do you have the discipline not to make irresponsible spending decisions when making purchases on a credit card? Can you make $3000 in purchases in the next three months that you can pay off immediately ? Would your credit score stay above 740 (excellent) if it temporarily dropped 5-7 points?

If your answers were all “yes,” we’re on a roll… hang with us, we’re getting to the fun part.

Here’s what I want you to do: Click this link for the specifics on the Chase Sapphire PreferredSM .  Read the details.  Those 40k Ultimate Rewards points, plus the ~3k points you’ll get in meeting the spending requirement will net you $430 in cash when you log into your UltimateRewards.com account and click the “Get Cash” option.

In the meantime, take a look at the Vacationstogo 90 day ticker – it summarizes the best deals on cruises.  Because we’re cool like this, I took the liberty of downloading the latest list, adding a column which calculates $ per night, and sorted by the cheapest cruises – the top 25 are right here.  Nope, those aren’t errors.  Yes, you can literally have an all-inclusive  cruise vacation for less per-night than pricelining a hotel (prices are for double-occupancy).

Of course there are other costs, so we are going to eat up a little more of your $430. Let’s say we planned on the Carnival Imagination out of Miami for $169.  You’ll have about $80 in taxes and fees.  You’ll also have to tip the attentive cruise staff $11.50 a day for another $46. But all in, you have your cruise paid for with $295, and your wallet is still fat with a Bennie and $35.

Now, you need to get to Miami – and how you do that will depend on where you’re at and which airline is most convenient to fly.  Here are four options that will load you up with enough miles to book a domestic roundtrip flight with little to nothing out of pocket and no first year annual fee.

Airline Current Offer Spending Req Good From Link
Southwest 50k miles $2000 in 3 mo ANY Southwest
Delta Airlines 30k miles $500 in 3 mo SLC, ATL, MSP Gold Delta SkyMiles® Credit Card from American Express
US Airways 40k miles None DEN, PHX The US Airways Premier World MasterCard®
United 30k miles+ $1000 in 3 mo LAX, ORD, HOU United MileagePlus Explorer Card

If this seems overly simple, it’s because it is.  Two credit applications that might only temporarily slightly affect your credit score, some measly minimum spend requirements, and you’re off and running. I can’t even begin to tell you the wonders of wanderings I have and will embark on thanks to an understanding of the relatively easy concept of seizing frequent flyer mile opportunities.

Don’t want to cruise alone? Have your spouse or friend perform the exact same maneuver and you’ll be traveling together.

If you like the idea and you want to join our army of wanderlusters, just enter your email in the subscribe box on the right margin of this page, Like us on Facebook, and don’t hesitate to share with friends.  I can guarantee they will think you are super cool if you show them how they can get in on the action, too.

Leave us a comment if you have any questions or thoughts and, as always, thanks for wanderlusting with us.

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Posted in Chase Ultimate Reward Points, Cheap Honeymoons, Credit Cards, Cruises | Tagged , , , , , , , , , , , | 5 Comments

Eight Great First Trips Outside of the USA

Anyone who has felt any degree of apprehension about taking their first trip outside of the country needs to read Brad’s post about taking your first international trip.  Alongside his post it would be good for you to know what would be a good way to ease into your first trip.

Most of these locations have the “All-inclusive” resorts, but if you’re looking for a real cultural experience I recommend that you steer clear of them.  Try to get off the beaten path and experience the foods, culture, and people of the place that you’re traveling.  The first time might be nerve-racking, but it’s not so bad.

  1. La Paz Waterfall Gardens in Costa Rica

    Costa Rica–  This place is paradise.  I’ve been there twice, and I’d still go back in a heartbeat.  They use the same alphabet that we use, and with Spanish many words are cognates (means they sound similar).  The food is incredible and the prices are very affordable.  They also drive on the same side of the road as us, so renting a car won’t be too stressful either.  The wildlife is incredible and the scenery varies throughout the country.  You can find yourself in the mountains, in the dryer areas, at the beach, in the city, or in a volcano if you’d like all in one little country.

  2. Stonehenge-Photo courtesy of http://jlnavarro.blogspot.com/

    England-  Although Expensive, it is easy because the language won’t be a barrier.  You might be confused when they call the trunk of the car the boot, but it won’t make a huge difference.  The countryside is incredible, and the pubs will be an experience that you’ll never forget.  If you plan on renting a car in England be sure that you are comfortable driving on the left hand side of the road.  I’ve never done it with a car, but it is even difficult on a scooter, which I have done.  When you travel to expensive places like England one important tip is to buy some of your meals at the grocery store.  You’ll have to prepare your own food, but it will save you big $$ on the overall vacation.

  3. Thailand–  You might be confused by this because you probably think that Thailand would be tough to navigate.  The fortunate thing about Thailand is that everything is written in Thai and English.  Every restaurant has their menu in English and the servers all speak English too.  The food is absolutely incredible.  I found it interesting that their breakfast, lunch, and dinner menus are all pretty similar.  Wouldn’t you just assume that everyone has “breakfast foods” or “dinner foods?”  If you’ve been planning on having a custom suit made, this is a great place to have it done.  Your other suits will never be quite the same.  Make sure you order some mangoes and sticky rice for me!
  4. San Blas Islands, Panama

    Panama– The US’ influence with the Panama Canal has left a lasting effect on their country.  One thing that makes Panama easy to navigate is that their currency is the US Dollar.  No confusion of currency exchanges or people trying to rip you off.  Make sure you bring a GPS to help navigate the confusing roadways.  Also be sure to take a trip to the San Blas Islands to visit the Kuna Yala Indians.  That is a cultural experience that will blow you away.  You can see the straw huts in the picture.  It is one of the best cultural experiences that I’ve had in my life.  The food here is very similar to the food in Costa Rica, but it is all good if you ask me.  By the end of the week you might be sick of rice and beans, but that’s better than trans fat, right? If Panama interest you, read our post about Eight Great Things to do in Panama.

  5. Venice

    Italy– This whole country is a tourist trap.  The people are helpful and are always willing to give directions.  We made instant friendships with restaurant owners on our most recent trip.  Everyone was so friendly with our little boy calling him a “Bambino.”  You’ll always recognize the menus because as Americans we have an affinity for their food.  The gelato is a must, even if you’re on a diet.  I recommend the canela, (Cinnamon) flavor which is to die for.  Very few places on Earth will give you quite a history lesson like Italy.  Make sure you read up before your vacation and do lots of research, which will make your vacation a much more rich cultural and historical experience.

  6. Chillin’ at Akumal Beach

    Mexico– Somehow the news has spoiled Mexico’s reputation.  The common perception of Mexico today is that 100% of all tourists will be brutally murdered.  What a ridiculous thought.  As long as you stay away from the drug dealer’s girlfriend and don’t try ripping off the drug dealer your odds decrease by 1,000,000%.  Your odds of being brutally murdered drop to virtually nothing.  Mexico has a few dangerous areas, but if you steer clear of those areas and the drug trade you should be fine.  Mexico’s beaches are incredible.  Imagine yourself drinking an ice cold Coke in Puerto Morelos on the beach and all your fears should subside.

  7. Canada–  Ok, this is cheating.  Canada is very similar to the US.  You won’t see too many differences other than you need to be sure that you’re driving in kilometers instead of miles.  The Mounties will catch you and most likely won’t let you off the hook.  The Banff National Park is INCREDIBLE.  This place has Idaho and Colorado beat if you ask me.  The currency is pretty easy to manage because the exchange rate is close to 1:1.  The only other problem is things are still 25% more expensive up there.  Ouch.
  8. Neuschwanstein Castle, Germany

    Germany– I’m no beer drinker, but this place is the mecca of beer drinking.  Bavaria (Southern Germany) is known for its pretzels and beer.  Unfortunately I wasn’t able to visit a Beer-garden, but it is something that I want to do before I die.  Germany is loaded with castles, rivers, and people.  They are a very industrial people, and they are very precise too.  Their engineering is top notch, so you can spend your time touring the BMW factory, driving one on the autobahn.  My trip through Germany was WAY too short this April.    Their food is top notch, and the bratwursts are definitely worth the trip alone.  Make sure you order a bowl of kraut when you’re there.  Wow that stuff is good!

Hopefully this post has further inspired you to take the trip of a lifetime.  Your first will definitely not be your last either.  This is just the beginning.  Keep wanderlusting with us.  Start today by getting 40,000 Ultimate Rewards from the Chase Sapphire Preferred Card!

Posted in Chase Ultimate Reward Points, Eight Great, How to Wanderlust | Tagged , , , , | 2 Comments

Travel While the Deal is Hot

San Blas Islands Bathroom

When a blacksmith is working a piece of iron he must heat the iron up until it is red hot.  Once it is red hot he hits it with the hammer to shape the iron.  Once the iron has cooled he must reheat the iron before he can start to shape it again.  You must strike while the iron is hot, otherwise hitting the iron is basically worthless.

As I look back over my days of travel, I can see that I’ve made a few wonderful decisions, and yet a few times I’ve completely failed.  The final takeaway from all of my travels, is that you need to “Travel While the Iron is Hot.”

Just recently Brad announced that you can get a flight to Central America in November, January, and February for under $400 per ticket.  This is a perfect example of the point I’m illustrating.  You might think to yourself, man I’d love to see the Panama Canal, or maybe spend a few days amongst the Kuna Yala indians, I should do that someday.  Well, wait no longer because today is your day.  If you delay even but a few hours, the sale can disappear without notice.

Looking back I can tell you about some incredible deals that I’ve hit because I was willing to jump on it.

  • Costa Rica for $230 in 2005
  • Panama for $230 in June of 2008
  • Brad went to Belize for $250 in 2009
  • Capital One Venture card promotion 2011=$2200 in free travel
  • American Airlines 75,000 AAdvantage miles x 3= 225,000 AAdvantage Miles

Unfortunately I can tell you there are a few deals that I wish I would have grabbed, but my hesitancy held me back…

  • Buenos Aires for $300
  • Madrid, Spain for $450 from Idaho Falls
  • Belize with Brad in 2009
  • Chase Sapphire Preferred 50,000 (Now dropped to 40,000)
  • Chase Ink Bold 50,000 (Easier spending requirement)

Are you kidding me??  Buenos Aires for $300 and I let it slip through my fingers like a handful of sand.  The biggest struggle that I’ve had is wanting to think about my decision. Remember, when the deal is good enough (the iron is hot) you’ve got to make quick decisions.

Holding the Flight

Fortunately for you American Airlines has a “hold” feature on their flights.  This allows you to hold the itinerary until the next day at midnight.  So, when you find a great deal on American, you need to AT LEAST hold the flights, but hopefully you’ll be booking the flights.  Once you’ve inputted all of the information and chosen the routes you have all of these options to pay.  The option on the far right is the hold option that you’ve got to use.

Hold Feature on American Airlines

If you’re considering the flight to Central America this winter, now is the time to hold the flight.  That will give you time to visit with your spouse, or round up a few other friends to join you on your first international adventure.

I don’t regret $1 that I’ve spent from any of the trips that I’ve taken.  Those are strong words coming from a Christensen.  Most Christensens cringe when any money at all is spent, but when it comes to travel the dollars are always well spent.

My Fam Under the Golden Gate.  Our flights were free thanks to the Capital One offer.

The Capital One Venture Offer

A bit over a year ago Capital One came out with an incredible offer that offered $1100 to applicants.  I was wavering as to whether or not I should apply.  Brad told me I’d be crazy if I didn’t apply for the card.  Fortunately I did for myself and for my wife.  That gave us $2200 for travel expenses, which has been super useful.

Had I have hesitated I would have missed out on $2200.

Next time you’ve got the chance to take a trip, or apply for an amazing deal from a credit card company, make it happen.  Your hesitation can cost you big dollars, but more importantly it can cost you amazing experiences.  

 

Posted in Central America, Credit Cards, Family Travel, Fun Travel Stories | Tagged , , , | 3 Comments