{"id":954,"date":"2011-08-25T00:01:04","date_gmt":"2011-08-25T06:01:04","guid":{"rendered":"https:\/\/worldwanderlusting.com\/?p=954"},"modified":"2011-08-24T19:23:20","modified_gmt":"2011-08-25T01:23:20","slug":"updated-credit-score","status":"publish","type":"post","link":"https:\/\/worldwanderlusting.com\/?p=954","title":{"rendered":"Updated Credit Score"},"content":{"rendered":"

So, one year later after my first credit card and my score has risen 26 points<\/strong>!!!! I started a year ago and had an 800 credit score at the time.\u00a0 I was pleasantly surprised to see that the score had risen over the last year by 26 points.<\/p>\n

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Some people tell me that I should be proud of my\u00a0 826 score.\u00a0 Obviously it is great that I have good credit, but it isn’t amazing because the score doesn’t really help me much as long as it is over 720.\u00a0 I still want to keep it high to show that I am worthy of having credit, but not so worried that I keep it above a 826.<\/p>\n

CreditSesame.com<\/a> is the product that I use to get my Experian credit score reported to me on a monthly basis.\u00a0 It is a free service and they have worked great ever since I initially signed up with them.<\/p>\n

Before you get too excited and apply for a million cards we wish to caution you and remind you that your credit is very important<\/strong>.\u00a0 It is never worth one sign on bonus if you are going to be missing your payments or you are going to be carrying balances on 20% interest rates.\u00a0 You’ll notice that we always talk about paying off the credit card in full every month<\/strong>.\u00a0 This is crucial to making sure that you never pay anything for these huge sign on bonuses.<\/p>\n

I’m coming up on my first year with the American Airlines Citi Visa credit card.\u00a0 It has treated me well and scored me a lot of points.\u00a0 I’ve racked up over 80,000 AAdvantage miles on that card.\u00a0 Here in the next week or so I will be canceling this card.\u00a0 I will be sure to ask for some type of a retention bonus, or ask them to waive the annual fee like we mentioned in our post the other day.<\/p>\n

So far this year has been a great success.\u00a0 Let me recap my earnings:<\/p>\n