I know that sometimes reading a blog and watching other people score big and actually putting it all into practice are two different items.\u00a0 Don’t let life pass you by as others score and you wait on the sidelines.\u00a0 Make sure you jump into the game as well.\u00a0 This post will hopefully outline in a basic format what it will require and how to wanderlust.<\/p>\n
You can go to annualcreditreport.com<\/a> to that nothing on your report looks wrong.\u00a0 You can either order all three of the reports, or you can just get one of them.<\/p>\n
You also can use Credit Sesame to check your Experian score for free. \u00a0It updates on a monthly basis.<\/p><\/blockquote>\n
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- Establish Your Credit<\/li>\n<\/ul>\n
One large important thing about your credit is that you have long standing accounts on which you never have been late or missed any payments.\u00a0 For this reason I always suggest that you have 1-2 “Staple cards” that you will keep always.\u00a0 These are your cards that you will have forever to show that your credit history is good with them.\u00a0 I think that they should be cards that don’t have an annual fee.\u00a0 For this card I recommend the Blue Sky from American Express\u2120<\/a>.\u00a0 I have had this card for \u00a0years and redeemed hundreds in benefits.\u00a0 I know that it isn’t the best card I’ve ever had, but there is no annual fee and I only use it between hot cards at this point.<\/p><\/blockquote>\n
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- Track Your Progress<\/li>\n<\/ul>\n
Open an excel spreadsheet and start keeping track of all of your accounts that you have open.\u00a0 You might not be able to memorize all of the loyalty programs’ numbers, so keep them in a spreadsheet.\u00a0 You also want to keep track of all of the credit hits that you are getting from each card for which you are applying.\u00a0 I hear people talking about people who have applied for 10 cards in one year.\u00a0 With all of those inquiries on your credit you will want to make sure that you don’t get too many with any one of the three credit reporting agencies; Transunion, Equifax, and Experian.<\/p><\/blockquote>\n
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- Like us on Facebook and Follow us on Twitter<\/li>\n<\/ul>\n
Use www.worldwanderlusting.com<\/a> to see all of the offers that are coming around.\u00a0 We will talk about the hot ones and try to post them on our site when we find them.\u00a0 Our goal is to help you to travel as a cost conscientious traveler, in return we ask that you use our site for any applications that you submit.\u00a0 It’s a\u00a0 fair trade.\u00a0 We also ask that you share it with your friends.<\/p><\/blockquote>\n
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- Get Started<\/li>\n<\/ul>\n
If you already have a credit card, and have great history it is time to get started<\/strong>.\u00a0 We have talked about a few cards that can help you to get started.\u00a0 Some have links on the side of the page and we have posted about others.\u00a0\u00a0 We have other cards on the site to earn points and miles.\u00a0 We have the Starwood Preferred Guest\u00ae Credit Card from American Express<\/a>, Gold Delta SkyMiles\u00ae Credit Card from American Express<\/a>,The Platinum Card\u00ae from American Express<\/a> as other cards that can help you get started today.<\/p><\/blockquote>\n
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- Take a Trip, Repeat Cycle<\/li>\n<\/ul>\n
Lower your blood pressure by thinking about the trip that you will be enjoying.\u00a0 I get a little anxious before applying for any of the cards, but my recent trip to Costa Rica has helped out a ton.\u00a0 I’m confident going into them now because I’ve seen the benefits.<\/p><\/blockquote>\n
So make sure you think all your decisions through.\u00a0 Be cautions, but have fun.\u00a0 Make sure you enjoy accumulating the miles, but also have fun planning and spending them.\u00a0 Take your family on vacation, just get started….<\/p>\n","protected":false},"excerpt":{"rendered":"
I know that sometimes reading a blog and watching other people score big and actually putting it all into practice are two different items.\u00a0 Don’t let life pass you by as others score and you wait on the sidelines.\u00a0 Make … Continue reading