It had been too long. I woke up on Saturday morning and without really thinking about it and applied for 3 credit cards in one day. The reaping was fruitful with a 3/3 success rate! I’m so excited about these three cards let me show you which cards I got.
1. Barclaycard Arrival Plus™ World Elite MasterCard®
- Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that’s enough to redeem for a $400 travel statement credit
- 0% intro APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 14.99% or 18.99%, depending on your creditworthiness.
- Earn 2X miles on all purchases – Miles don’t expire as long as your account is open, active and in good standing
- Chip card for increased confidence and convenience to pay abroad as easily as you do at home
- Redeem your miles for travel statement credits – redemptions start at 2,500 miles for $25 toward travel purchases made in the last 120 days
- Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
- No foreign transaction fees on anything you buy while in another country
- Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers
For other posts about this card read:
2. Citi Executive AAdvantage World Mastercard
We’ve posted about this card before. It never really interested me in the past because the bonus was a boring 30K American AAdvantage miles. That isn’t anything to get excited about, especially when it comes with a $450 annual fee (not waived).
However, the new offer that came around was for 100k AAdvantage miles, plus they gave you a dollar-for-dollar credit for your first $200 in expenses, which essentially made the annual fee $250. That is much more palatable, espeically when you consider it gives me 100k miles and lounge access to all American Airlines and US Airways airport lounges. Basically for $250 you’re getting 2.5 off peak trips to Europe. Yeah that’s a steal if you can’t read between the lines.
The big problem here is the spending requirement. Unless you have a business that spends tons of money, or you’re super rico (of which I’m neither) this card is extremely difficult to meet the spending requirement. Fortunately I’ve got a friend who spends a ton on a credit card each month for his business and he helps me out from time to time when I need to meet big spending requirements.
3. American Express SimplyCash Business Credit Card
I got this card back when they offered an initial bonus of $250. The card has some strengths that really made me like it:
- No annual fee
- $250 Bonus (expired)
- 5% Cash back at U.S. office supply stores
- 5% Cash back on wireless telephone services purchased directly from U.S. service providers
- 3% Cash back on the category of your choice from a list of select categories- Restaurants/Gas Stations/etc
- 1% Cash back on all other purchases
Basically I saw this $250 bonus wiping out the $250 annual fee on the Citi Executive Card. If you look at it that way I ended up with:
- 100,000 AAdvantage Miles
- Airport Lounge Access for a year
- 40,000 Arrival points ($400)
Not bad for a 3 card run. It loads up my AAdvantage account in anticipation of future trips that are yet to be planned, but surely to be taken. If you were to get three cards today which cards would they be?