Current Credit Card Issuers

Here is a list of the current credit card companies that are offering credit cards that are associated with travel and some tips about how they work.


Remember that Chase will allow you to apply for a new personal credit card every 30 days.  Don’t bother applying for two too close together or they will deny you.  Also, they have a reconsideration phone line that can be called 24 hours a day to explain why you think that you should have been accepted for the offer.

Sometimes if you already have existing credit cards open with Chase they will allow you to downgrade a credit line or transfer an old card to the new one so you can be approved.

Chase also is pretty strict on allowing one sign on bonus per customer per life of the card.  So if you are going to apply for one, make sure you get the best one available.

American Express

  • Starwood Preferred Guest® Credit Card from American Express. Apply now.
  • Gold Delta SkyMiles® Credit Card from American Express
  • The Platinum Card® from American Express
  • American Express(R) Premier Rewards Gold Card
  • Hilton HHonors Surpass Card

American Express will allow you to apply for more than one card a month and you can even apply for mulitple cards in one day. It is still unclear to me if they consolidate all of the pulls from one day into a single pull. That would be awesome, but I’m not here to promise that.

There are mixed reviews as to whether or not these guys will allow you to hit more than one offer per card. Many people tell me that they have gotten the same bonus for the same card time and time again. I personally can’t confirm it, but some people have had success doing that.

Most American Express cards will waive the annual fee for the first year and then have one to tack on the card after the first year.  Very rarely will they drop the fee, but you might get them to give you some additional points for keeping your card open.  It is always worth a try.


These guys are famous for the double whammy on their offers. If you apply for one of their cards using one web browser, but then a few minutes later you can apply for the same card on another browser. There are thousands of people who can attest that they scored two cards at once and got bonuses on both cards. Citi is amazing for this.

Citi has been known to offer their bonuses to people who apply for the same card, but only after waiting approximately 18 months between approvals on that particular card. That is not official, but from a pretty good source that is the current status of their bonuses.

Capital One

I’ve included these guys because they have had some amazing offers in the past, but their current offer is nothing great unless you somehow spent $50,000 on one single credit card last year.

They pull from all three credit bureaus, which is a total downer on your churning.

Bank of America

Once again, this is unconfirmed but I understand that these cards are churnable. They usually tack on the annual fee for the first year, which makes them tough to justify.


  • US Airways

These guys have no annual fee the first year and a pretty easy 40K, which is pretty useful.  It is also rumored that this card is churnable, but once again I don’t have any experience with them.

This entry was posted in American Airlines, American Express, British Airways, Capital One, Chase, Citi, Delta, Southwest, Starwood Preferred Guest, United. Bookmark the permalink.

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